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What the FCA’s 18th Month Delay with SCA Could Mean for Online Payments

The United Kingdom’s Financial Conduct Authority (FCA) recently announced an 18-month delay on its enforcement of the European Union’s Strong Customer Authentication (SCA) requirements. Whether it happens today or in a year, the changes will come into effect. Instead of burying their heads in the proverbial sand and blindly riding this wave of luck, payments providers, card issuers and online merchants should start implementing the prescribed changes right now, even if they’re not yet being enforced. Though new…